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Will Homeowners Insurance Cover My Roofing

Company Bill in Fowlerville?: Your Questions Answered

When it comes to fixing a problem roof, the costs can be intimidating. And while your homeowners insurance may seem like a lifeline, there are a few important things to know about the process of getting a claim filed and approved so your roof repair is covered, including finding a reputable roofing company to do the work. Here are the basics.

The Coverage May Depend on the Cause of Damage

Typically, insurance will cover the cost of a new roof if the existing one has been damaged due to incidents such as heavy winds or storms. However, roofs that have deteriorated over time due to lack of proper maintenance may not be covered under the policy.

Actual Cash Value vs Replacement Value

Policies offering actual cash value may only reimburse the current worth of the roof, which might not be enough to cover the expenses of a new one. Policies providing replacement value may reimburse you with an amount equivalent to the cost of installing a new roof, which may cover your roofer’s bill entirely.

Your Roofer’s Work Must Be Approved By The Insurance Adjuster

The insurance adjuster must inspect and authorize the work performed by the roofer. Once the adjuster, on behalf of the insurance company, approves of the work, the reimbursement process can be completed and you can get your reimbursement for your roofing costs according to your coverage limits.

Do You Need an Experienced Roofing Company Serving Fowlerville?

When it comes to installing new roofs with quality workmanship of the highest standards, Armstrong Enterprises has almost four decades of experience you can count on. Our roofing company is fully licensed and insured, and our financing options make it convenient for you to get your roofing needs met. We are an authorized contractor for CertainTeed

products, Johns Manville commercial flat roofing products, and Velux Skylights, too. Contact us today to learn more about our exceptional service and complimentary estimates for roofing installation, siding and gutters, commercial roofing, metal roofing or shingles.

We Make Working With a Roofing Company Easy for Fowlerville Homeowners

Serving Brighton, Howell, Chelsea and Greater Brighton Area, including Williamston, Webberville, Fowlerville, Milford, Wixom, Novi, South Lyon, Whitmore Lake, Ann Arbor, Dexter, Ypsilanti, Saline, Milan & Manchester

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